MANIK, R. G.; SAMARIADI, S. AKIBAT HUKUM PENERIMA DANA LAYANAN PENDANAAN BERSAMA BERBASIS TEKNOLOGI INFORMASI GAGAL BAYAR. Jurnal Magister Hukum Perspektif, [S. l.], v. 14, n. 1, p. 13–27, 2023. DOI: 10.37303/magister.v14i1.73. Disponível em: https://magister.wisnuwardhana.ac.id/index.php/Perspektif/article/view/73. Acesso em: 21 dec. 2025.